In India many apps launch refer & earn program to reach more customers and after getting customers they close refer & earn program. But many apps still continue refer & earn program by minimizing referral amount or by changing the refer condition.


PhonePe application is one of those apps who still gives Rs. 100 to both who refer and who make their 1st UPI Payment.

How to earn Rs. 100 through PhonePe

For New Customer

·       First, all of you download PhonePe App on your Android or iOS device – Click here to Download

·       Register on PhonePe with Bank linked Mobile No.

·       Select your bank & attached the bank account with PhonePe by verification method.

·       Set UPI Pin

·       Send Rs. 1 to any PhonePe user to get Rs.100 instantly.


For Existing Customer

·       Open PhonePe & Click On Refer Earn.

·       Share PhonePe referral link to your Close friends and family.

·       Tell them to download PhonePe by clicking on your shared referral link.

·       You, Will, Get Rs.100 for every unique referral.


Proof Added:

Frequently Asked Question:

What is the offer?

·       Referrer will receive Rs. 100 cashback when the referred user does their 1st payment through UPI on PhonePe.

·       A referred friend is a user who has installed a PhonePe App after clicking on the referral link of the referrar.

What is the eligibility criteria?

·       Referred friend must do their first payment using UPI

·       Referred friend must sign up on the PhonePe app within one hour of clicking on the referral link of the referrar

·       The referred friend should complete their first payment using UPI within 5 days of registering on the app

·       Cashback for a referred friend can be availed once per user/phone number and once per device

What is the offer duration?

·       From 15:00 hrs 5th May 2023 to 23:59 hrs 31st December 2023

How many times this offer can be availed?

·       This offer can be availed only once per successfully referred friend

·       Referred friend must be transferring money using a bank account that has been linked on PhonePe for the first time

How do I avail the offer?

·       Friend needs to install the PhonePe app using the referrer’s referral link

·       Referred friend needs to do a successful payment using UPI

·       The offer is valid only once per Bank Account and only once per PhonePe registered customer

When do I get the cashback / benefit?

·       Cashback will be credited as PhonePe gift voucher balance within 24 hours of successful completion of the transaction (friend’s first payment through UPI on PhonePe) on which the offer is applicable

What happens if I am eligible for more than one offer?

·       If you are eligible for more than one offer, the offer giving you the maximum Cashback is automatically picked up for you.

What happens in case of refund/cancellation of my transaction?

·       In case of any cancellations, the cashback given on the transaction will continue to remain in your wallet and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)

·       Refunded amount less of cashback will be credited to the PhonePe wallet and will continue to be withdrawable to your bank account


Other Terms and Conditions:

·       A user can earn up to 9,999 cashback in the PhonePe Gift Card per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.

·       Offer is applicable on iOS and Android devices

·       Any cashback related queries should be raised within 30 days, post a successful transaction.

·       Cashback gift voucher can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.

·       Cashback gift voucher cannot be withdrawn to any linked bank account or transferred to other customers.

·       The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app

·       PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.

·       PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.

·       In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.