Google Pay (formerly Android Pay) is a mobile payment service
developed by Google to power in-app, online, and in-person contactless
purchases on mobile devices, enabling users to make payments with Android phones,
tablets, or watches. Users can authenticate via PIN, passcode, or biometrics
such as 3D face scanning or fingerprint recognition.
As of 2023, it is currently available in 71 countries.
Pay and receive money instantly using your existing bank
accounts. No more reloading mobile wallet balances or withdrawal fees. It’s
your money, made simple.
enter a wrong UPI PIN more than 3 times, you must reset your PIN or wait 24
hours to make your next transaction. You can't send or receive money during
1. What’s the difference between a UPI ID
& a bank account?
A UPI ID is an identifier of
your bank account that allows you to send and receive money directly from your
2. If I have a bank account with SBI, why does
my UPI ID end with @okhdfcbank?
In this scenario, HDFC is the payment service
provider bank that allows you to plug into the UPI ecosystem to send and
receive money. If your bank account is with SBI, your UPI ID can end with
@oksbi, @okhdfcbank, @okaxis or @okicici. You can continue to send and receive
money through your SBI bank account.
3. If I create multiple UPI IDs, where will my
Your transactions are routed through the UPI
ID that’s available for UPI payments at that time. If a payment fails because
of these issues, we’ll automatically route it through any additional UPI IDs
that you’ve created.
4. Will I be charged when I create a new UPI
If you register
a new UPI ID, you’ll need to send an SMS to the payment service provider bank.
For Android devices, this happens in the background.
For iOS devices, tap Send.
UPI ID that you register, you’ll be charged the standard SMS rates.